Team Members

Co-Managing Director

Bill is a Co-Managing Director of Medigap Plans of America, LLC and the President of Secure Future Financial Group, LLC.

Since 1977, Bill has specialized in Medicare plans, long-term care, life insurance, annuities and prescription drug plans, while recruiting and training over 3000 independent senior market agents, financial planners, property and casualty agents and securities representatives that are concerned about providing their clients with the best protection available. Bill’s dedication to his profession stems from “treating my clients like they are family!”

As a former West Point Cadet, Bill’s personal and business philosophy is based on doing the right thing from the start!

Co-Managing Director

Kris Cowles is a Co-Managing Director of Medigap Plans of America LLC and President of Medicare Consultants of America LLC, helping seniors throughout the United States that are turning 65 or enrolling in Medicare to understand their health care options.

For over 20 years, Kris has specialized in retirement planning, Social Security planning and Medicare planning including Medicare Supplement plans, Medicare Advantage plans and prescription drug plans. Kris has delivered over 1,000 seminar presentations to 10s of thousands of seniors and is dedicated to educating clients on finding the best protection available within their budget.

Kris lives in Jupiter, FL with his wife, Jamie, and their four children.